Why spend your hard-earned money paying banking fees, join SA's first neo-banking app with NO MONTHLY FEES & a FREE TRANSACTIONAL ACCOUNT. Spot Money comes loaded with all the traditional banking
Spot Money SA
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Free transactional account
Powered by Mastercard, you can open a free transactional account from the comfort of your home, with no hidden or monthly fees. Order a Spot card and get it delivered.
Pay a friend
The easiest way to send or receive money from your friends and family for free.
Personalised cashback & rewards
We’re teaming up with your favourite brands to offer you exclusive deals and promotions, helping your money go further.
Invite up to 10 friends, colleagues or family members to a shared account. Team up to battle bills, save for shared goals, share expenses & track spending.
No card? No problem! Tap to pay with your Android device, you can now also scan any QR code to pay at participating stores.
Plus much more…
*If you have an Android NFC-enabled device, activate Tap to Pay and use your mobile to make contactless payments.
Spot Money. Safe. Secure.
We don’t mess around when it comes to your money.
To keep you safe, we need you to verify your account in line with FICA (Financial Intelligence Centre Act). Grab your ID when you’re ready to sign up.
Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.